Wholesale 3.0 White glove service, powered by Platformless AI.

We are a specialty commercial insurance brokerage that is built to deliver enterprise-grade service to every single deal, no matter the premium.

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Our Specialties Experts in Financial Lines

We specialize in professional, management, and cyber liability.

With options from over 80 admitted and non-admitted markets, we build tailored solutions for every sized business.

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Professional Liability

Coverages

Lawyers E&O
Healthcare E&O
Accountants E&O
Architects and Engineers E&O

Enhancement Options

Breach of contract
Contingent bodily injury and property damage
Personal injury
Payment of withheld fees by clients
Defense outside the limits

Management Liability

Coverages

Directors and Officers liability
Employment Practices liability
Fiduciary liability
Crime coverage
Kidnap and Ransom
Workplace Violence
Employed Lawyers

Capabilities

Private, non-profit, and public sector
Wage and Hour (violations of FLSA)
Hard-to-place industries (cannabis, crypto, fintech) and distressed companies

Cyber Liability

Coverage

Privacy liability
Network security (ransomware)
Network business interruption
Errors & Omissions
Media liability

Capabilities

Expertise in large limit towers for complex risks
Broad first and third party tailored solutions
Regulatory violations

Coverages

Lawyers E&O
Healthcare E&O
Accountants E&O
Architects and Engineers E&O

Enhancement Options

Breach of contract
Contingent bodily injury and property damage
Personal injury
Payment of withheld fees by clients
Defense outside the limits

Coverages

Directors and Officers liability
Employment Practices liability
Fiduciary liability
Crime
Kidnap and Ransom
Workplace Violence
Employed Lawyers

Capabilities

Private, non-profit, and public sector
Wage and Hour (violations of FLSA)
Hard-to-place industries (cannabis, crypto, fintech) and distressed companies

Coverage

Privacy Liability
Network Security (ransomware)
Network Business Interruption
Errors & Omissions
Media Liability

Capabilities

Expertise in large limit towers for complex risks
Broad first and third party tailored solutions
Regulatory violations

The Flow Difference

Built to deliver on our promise.

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Immediate Insights

We don't transfer the burden of portals to our clients. Our brokers meet clients where they are with rich insights and proactive updates.

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Technology Enabled

Our AI Agents are trained to serve as the world's best assistant to our brokers, so we can deliver white glove service to every single submission.

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Rich Materials

Our hybrid approach is built to provide key recommendations and deep insights, no matter the premium.

No more blackholes. No more “see attached”.
We’re here for you.

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Don't take our word for it. Take theirs

Flow has become an invaluable partner for our business. Their team is responsive and knowledgeable, providing us with quick turnaround on quotes and excellent guidance on coverage solutions. Their access to key insurance markets helps us compete on our unique accounts.

Robert

CEO

Flow brings a new level of service that provides an ease of doing business with added expertise and professionalism that is an asset to brokers/agents that partner with them. It has streamlined my day to day so we can focus on delivering a high level of service to our clients.

Michelle

Senior Account Manager

Working with Flow is easy and seamless. They have the market reach and their team is knowledgeable and extremely professional. They have become the go-to market for our agency regarding difficult to place and higher-limits Professional Liability and Cyber Liability coverage for our unique clients.

Jeff

Founder and President

Working with Flow is easy and seamless. I had two tough placements with very limited underwriting information and Flow worked with me to produce not just one but multiple competitive quotes. Our clients were extremely pleased and we were able to place the business. Without Flow, this would have been an extremely time intensive and frustrating process for both ourselves and our clients.

Kate

Vice President